Insurance
Insurance: Your insurance plan can benefit your health greatly if you take full advantage of it. The four components of most insurance plans are:
Co-Pay: This is where your insurance provider will require you to pay a set amount for each visit. This amount can differ by each individual plan and provider
Deductible: This is where your insurance provider will require you to pay a set percentage of the needed procedure.
Care Coverage: This is what your insurance provider will cover for a particular procedure.
Patient Responsibility: This cost occurs when the sum total of the deductible and care coverage does not fully cover the cost of a procedure.
Preventative Care:
For many plans, your insurance provider will cover a dental cleaning every six months and one day. Along with dental cleanings, many plans will fully cover preventative care, the cornerstone to protecting your smile. Preventative care includes essentials such as Fluoride treatments, a coating to protect the enamel of your teeth, and sealants, a procedure which protects undamaged teeth. Preventative care is quick and can prevent future complications in your oral health.
Components Applied: Co-Pay, Care Coverage Diagnostic Care:
Diagnostic care serves to identify any existing areas of concern in your mouth so one of our doctors can outline a personalized strategy of care (smile strategy) for you. Diagnostic care includes exams and digital x-rays which have up to 80% less than traditional x-rays: both of which are quick, easy and painless. Make sure to visit the dentist as soon as possible to receive diagnostic care when you start to have any concerns about your oral health to indenting any areas of concern so a strategy of care can be developed for you.
Components Applied: Co-Pay, Care Coverage Simple Procedures:
Simple procedures such as single extractions and fillings, in many cases, are also covered by most insurance plans. These procedures will likely have a deductible and in some cases may not be fully covered incurring some fees out of pocket. These fees, the patient responsibility, are generally small for simple procedures.
Components Applied: Co-Pay, Deductible, Care Coverage, Patient Responsibility
Major Care:
The last category is Major Care which includes braces, bridges, dentures and other complicated procedures. These procedures will also almost always have a co-pay and depending on your personalized strategy of care may not be fully covered by your insurance plan. No need to fret if you're not fully covered for the care you need as Familia offers in-house payment plans for your convenience.
Components Applied: Co-Pay, Deductible, Care Coverage, Patient Responsibility
When you come in, we work with your insurance company to let you know what your benefits are so you are informed of them and can utilize the to maximize your health. If you have any further questions, you can give us a call at 888.988.4066 and a Familia care specialist will be happy to provide you with any further information you would like.